Simplify company health insurance with fixed stipends

Savvy interface mockup

Offer employees choice while keeping costs under control with Savvy's automated health reimbursements.

Savvy interface mockup

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The Savvy approach

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Grant employee choice

Give employees the freedom to choose health insurance that meets their needs.

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Save time

Free yourself from busywork with Savvy's administrative support

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Lower healthcare costs

Keep your budget on track with fixed benefits costs

3 steps to better healthcare

Two colleagues at computer icon

Step 1

Set a health insurance stipend for your employees.

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Step 2

Employees can select any health plan.

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Financial man with money

Step 3

Savvy manages your insurance administration while you enjoy the savings.

3 steps to better healthcare

Manager checking on employee
man with money

Step 1

Employers set an insurance stipend for their team.

Step 2

Employees select any individual insurance plan that suits their requirements.

Step 3

Savvy manages the insurance administration while keeping costs down.

3 steps to better healthcare

Manager checking on employee

Step 1

Employers set a health insurance stipend for their team.

coworkers looking at data

Step 2

Employees select any individual health insurance plan that suits their requirements.

man with money

Step 3

Savvy manages the insurance administration while keeping costs down.

3 steps to better healthcare

Manager checking on employee

Step 1

Set a health insurance
stipend for your employees.

arrow icon

Step 2

Employees can select any health plan.

coworkers looking at dataarrow icon
man with money

Step 3

Savvy manages your insurance administration
while you enjoy the savings.

Why companies love our stipends

Savvy saves you time and energy by managing:

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Documentation & compliance with federal laws

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Stipend payroll integration

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Concierge service for all employee questions

Why supervisors love our stipends

Savvy frees up your inbox by managing:

  • Documentation & compliance with federal laws

  • Stipend payroll integration

  • Concierge service for all employee requests

What employers using Savvy are saying

Our model works for all use cases

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Remote teams

Traditional group health plans have limited networks that fail multi-state employers. Now every employee can select a plan with a local network.

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Startups

Stipends are simple. Get out of day-to-day healthcare administration. Let employees select and manage their own healthcare.

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Large teams & Enterprises

Control rising healthcare costs and eliminate year-over-year premium increases. With a fixed stipend, your healthcare becomes predictable and fixed cost.

How Savvy compares to other benefits options

Individual Coverage HRA

Savvy wordmark

Group Plan

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Local Brokerages

PEO

TriNet logoRippling iconJustworks logo

#1: Employee Plan Options

"Can employees pick any carrier and health plan that suits their needs?"

#2: Fixed Healthcare Costs

"Are my costs fixed and not subject to 10-50% year-over-year increases?"

#3: Admin Burden Lifted

"Does the platform handle all enrollment, employee decision support, payroll deductions, and compliance?"

#4: No Participation or Contribution Minimums

"Can I avoid employer contribution and employee participation minimums?"

Employees select the plan of their choice

Fixed stipends controlled
by your company

No admin burden

No minimums

Limited plan selections

Potential for
premium increases

You handle employee questions and support, negotiate rates each year

Employee participation rules + 50% employer contribution required

Limited plan selections

Potential for
premium increases

No admin burden

No minimums

A stress-free healthcare solution

#1: Employee Plan Options

"Can employees pick any carrier and health plan that suits their needs?"

#2: Fixed Healthcare Costs

"Are my costs fixed and not subject to 10-50% year-over-year increases?"

#3: Admin Burden Lifted

"Does the platform handle all enrollment, employee decision support, payroll deductions, and compliance?"

#4: No Participation or Contribution Minimums

"Can I avoid employer contribution and employee participation minimums?"

Individual Coverage HRA

Savvy wordmark

Group Plan

Local Brokerages

gusto logoRippling icon

PEO

Justworks logoTriNet logoRippling icon

Employees select the plan of their choice

Limited plan selections

Limited plan selections

Fixed stipends controlled
by your company

Employee participation rules + 50% employer contribution required

Limited plan selections

Fixed stipends controlled
by your company

Employee participation rules + 50% employer contribution required

Limited plan selections

Fixed stipends controlled
by your company

Employee participation rules + 50% employer contribution required

Limited plan selections

Time to get Savvy

Start simplifying your healthcare.